Ins/Mark of America

Critical Illness and Accident Expense

Effective Immediately: Exclusive Critical Illness and Accident Expense Plans are now being offered to Texas Association of REALTORS® Members, their employees and their families. For the first time this offering gives Texas Association of REALTORS® Members the opportunity to participate at special group rates for these special policies. See brief explanations of each offered plan as follows:


Crisis Recovery - Critical Illness Plan

Thanks to medical advances, more and more American are surviving major medical crises- cancer, strokes, heart attacks and kidney failure.

We all realize that many individuals who have been diagnosed with what at one time were considered fatal illnesses are now overcoming the odds and surviving.

Unfortunately, it places a tremendous emotional strain on the family and many times accompanied by an overwhelming financial burden.

Your financial security is most threatened when you are told by a physician that you have suffered a heart attack or stroke or that the tissue taken during a biopsy is, in fact malignant.

Crisis Recovery is designed to ease the financial pressure by providing a lump sum cash benefit paid directly to you upon the diagnosis of a covered illness.

Use your Crisis Recovery benefits any way you wish.

  • Non-medical expenses resulting from your condition.
  • Deductibles, co-pays, prescriptions, experimental treatments and out of network expenses.
  • Extended convalescence services or for rehabilitation
  • Treatments that are not covered byor limited by your existing medical insurance.
  • Your mortgage, auto loans and credit card payments.
  • Home or automobile alterations for special needs.
  • Expenses for child and/or nursing care.
  • Your income and your spouse's lostwages while he or she cares for you.

Or any other bills you may have.

It's your money. The choice is up to you

More Information about the Crisis Recovery - Critical Illness Plan


Accident Expense Plan

Accidents happen when you least expect them - at home, at work, while playing or while traveling.

You can't plan on them, but you can plan for them.

Enhanced Accident Plan Features

  • 1 or 2 units of accident coverage available
  • Issue ages 0-75
  • Guaranteed renewable to age 80
  • $50,000 or 100,000 of Accidental Death Benefit
  • Pays in addition to any other insurance
  • Individual, Individual & Spouse, Single Parent, Family, and Children Only coverage available
  • Optional Accident Disability Income Benefit for the Primary Insured at additional cost

More Information about the Accident Expense Plan


These plans meet needs when needed by REALTORS® and their families at afforadable cost. You may choose one or all of the plans that pay direct to the owner/policyholder.

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